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Government-backed

A path some first-time and modest-credit buyers use

FHA loans are insured by the Federal Housing Administration. Guidelines come from FHA and from each lender that overlays extra rules on top.

Who this is for

First-time buyers, modest-credit files, and some repeat buyers who fit FHA occupancy and property rules.

Primary-home occupancy is the usual case. Condos still need FHA project approval.

How it works

We check FHA eligibility and then shop lenders, because two FHA shops can treat the same credit event or condo differently.

FHA is not automatically “easier.” Property condition, condos, and overlays still stop files. We would rather review that early.

What to gather

  • Government photo ID
  • Paystubs, W-2s, or other income documents the lender will accept
  • Purchase contract if you are buying
  • HOA / condo documents if the property is a condo

Do not send Social Security numbers, dates of birth, or bank logins through this website.

This is not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility. Programs and guidelines are subject to change without notice. Liberty Group Funding, Inc. is a mortgage broker and does not make loans directly.

Talk through a FHA scenario

We will not ask for your Social Security number, date of birth, or bank account numbers on this form.

Liberty Group Funding, Inc., NMLS #1493267

  1. 1. Loan type
  2. 2. State
  3. 3. Purpose
  4. 4. Property
  5. 5. Amounts
  6. 6. Credit
  7. 7. Contact
What kind of loan are you looking at?
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FHA file in FL, PA, or NY? Start here.

Call, text, or send the short pre-qualification form. No Social Security number, date of birth, or bank logins.

Call (954) 391-5626Text UsComplete loan application

Liberty Group Funding, Inc., NMLS #1493267