Learn
Guides for buyers, self-employed borrowers, and investors
Short explainers. No rate tables. Written so you can send them to a partner, a realtor, or a CPA.
Non-QM basics
Bank statement loans explained
How bank statement loans use deposits instead of tax returns, who they help, and what to gather before you apply in Florida, Pennsylvania, or New York.
Investor loans
How DSCR is calculated
A plain-English walkthrough of Debt Service Coverage Ratio for investment property, with an example-only worksheet and what lenders may change.
Choosing a path
Non-QM vs conventional: which fits you
A side-by-side explanation of conventional (Fannie/Freddie) loans versus non-QM paths like bank statement and DSCR, without rates or promises.
How we work
How a mortgage broker works
What Liberty Group Funding actually does: one application, multiple lenders, and why that is not a promise of approval.
Tell us the scenario. We will tell you if we can help.
Call, text, or send the short pre-qualification form. No Social Security number, date of birth, or bank logins.
Liberty Group Funding, Inc., NMLS #1493267