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Above conforming limits

When the loan amount is above conforming limits

Jumbo loans are for amounts above the conforming limit that applies to that county. Guidelines vary widely by investor — we shop them instead of guessing from a blog post.

Who this is for

Purchase or refinance files where the loan amount is above the current conforming limit for that county.

Primary homes, some second homes, and some investment properties depending on the investor.

How it works

Conforming limits change by year and by county. We confirm the limit for your property before we label the file jumbo.

Reserves, credit, and property type overlays are often stricter than conforming. That is why jumbo is shopped, not copy-pasted from one bank’s flyer.

What to gather

  • Property address and estimated value
  • Income documents (W-2, tax returns, or another path if you are self-employed)
  • Asset statements the lender will later ask for — not through this website
  • Purchase contract or current mortgage statement, if you have it

Do not send Social Security numbers, dates of birth, or bank logins through this website.

This is not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility. Programs and guidelines are subject to change without notice. Liberty Group Funding, Inc. is a mortgage broker and does not make loans directly.

Talk through a Jumbo scenario

We will not ask for your Social Security number, date of birth, or bank account numbers on this form.

Liberty Group Funding, Inc., NMLS #1493267

  1. 1. Loan type
  2. 2. State
  3. 3. Purpose
  4. 4. Property
  5. 5. Amounts
  6. 6. Credit
  7. 7. Contact
What kind of loan are you looking at?
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Loan amount above conforming? We will shop jumbo investors.

Call, text, or send the short pre-qualification form. No Social Security number, date of birth, or bank logins.

Liberty Group Funding, Inc., NMLS #1493267